⏰ 2027 Annual Enrollment · Oct 15 – Dec 7

Your Medicare plan can change on January 1. Will you be ready?

Premiums, drug lists and doctor networks can change every year. Get a free 30-minute plan review with a licensed agent and lock in the right plan before the December 7 deadline.

✔ $0 cost to you, no obligation
✔ Independent agent, not tied to one carrier
✔ Phone or video, licensed in 15 states

📅 Pick a time that works for you:

Book My 30-Min Review Enroll Now · 60 Min

2027 enrollments can be submitted starting October 15.

Rather talk now? Call (919) 944-8443

Already a client? Book your check-in on our calendar →

Claim My Free Plan Review

Takes 60 seconds. We'll reach out to set up a time.

Annual Enrollment closes in

Miss December 7 and most people are locked into their plan for 2027. Don't wait for the November rush.

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Why review every year

Last year's plan may not fit in 2027

Every fall, plans send an Annual Notice of Change. Most people never read it. These are the four things that can quietly cost you money:

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Premiums

Your monthly premium can go up, even if nothing else changes.

Tap to see what to check ↻

What to check

Find the monthly premium for 2027 in your Annual Notice of Change and compare it to what you pay today. Include any Part B giveback changes.

We'll check it for you →

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Drug lists

Medicines can move to a higher tier or drop off the formulary.

Tap to see what to check ↻

What to check

Look up every medication you take on the 2027 drug list. Note its tier, any new prior authorization, and your preferred pharmacy's pricing.

We'll check it for you →

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Doctor networks

Your doctors or hospital can leave a plan's network.

Tap to see what to check ↻

What to check

Confirm your primary doctor, specialists and hospital are still in-network for 2027. Don't assume. Networks change every year.

We'll check it for you →

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Copays & deductibles

What you pay for visits, scans and specialists can change.

Tap to see what to check ↻

What to check

Compare 2027 copays, deductibles and the out-of-pocket maximum. Add it up for the care you actually use, not just the premium.

We'll check it for you →

Key dates

Your 2027 Medicare calendar

October 1

2027 plan details come out

Plans publish their 2027 benefits. We can start reviewing your options with you.

October 15

Annual Enrollment opens

You can now switch Medicare Advantage or Part D plans, or return to Original Medicare.

December 7

Deadline: last day to make changes

After today, most people keep their plan for all of 2027.

January 1

New coverage starts

Any plan you chose during Annual Enrollment takes effect.

January 1 – March 31

Medicare Advantage Open Enrollment

If you're in a Medicare Advantage plan, you can make one plan change.

Don't leave it to the last week.

Book your free review now and you're done before the holidays. Claim my free review →

How it works

3 simple steps. About 30 minutes.

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1. Grab your spot

Fill out the short form or call. Pick a phone or video appointment.

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2. We do the homework

We check your medications, your doctors and the real yearly cost of each plan option, side by side.

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3. You decide

If a better fit exists, we handle the paperwork. If your plan is still right, we tell you to keep it.

Questions people ask us

What is the Medicare Annual Enrollment Period?

It's the yearly window, October 15 through December 7, when you can switch Medicare Advantage plans, change Part D drug plans, or move between Medicare Advantage and Original Medicare. Changes take effect January 1.

What if I miss December 7?

Most people then keep their plan for the whole year. The exceptions: if you qualify for a Special Enrollment Period, or if you're in a Medicare Advantage plan, you can make one change from January 1 to March 31.

Does the review cost anything?

No. Agents are paid by the insurance company when a plan is chosen, never by you. There's no fee and no obligation to enroll.

I like my current plan. Do I still need a review?

Plans can change every year, so it's worth a quick check. If your plan is still the best fit, we'll tell you and you keep it.

Will I have to switch doctors?

Only if you choose to. We check that your doctors are in-network before we suggest any plan.

I have a Medigap plan. Does Annual Enrollment apply to me?

Medigap isn't tied to Annual Enrollment, but it's a good time to review your Part D drug plan, which can change every year. If you're thinking about a different Medigap plan, we'll explain your options and whether health questions apply in your state.

I'm turning 65 soon. Is this for me?

Your window is different. Your Initial Enrollment Period runs 7 months: the 3 months before your 65th birthday month, that month, and the 3 months after. Reach out 60–90 days before you turn 65 and we'll help you get it right.

Which states do you serve?

We're licensed in 15 states: Arizona, Arkansas, Connecticut, Florida, Georgia, Louisiana, Maryland, Missouri, Montana, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia. Reviews are by phone or video.

Don't let January 1 decide for you.

Take 30 minutes now and start 2027 on the right plan. Calendars fill up fast in November.

📅 Book My 30-Min Review Enroll Now · 60 Min 📞 (919) 944-8443

Already a client? Pick a time on our calendar →