Navigate Medicare & Life Insurance
with Confidence
Independent agent serving families across North Carolina and 14 additional states. We compare plans from multiple top carriers to find coverage that fits your needs and budget.
Something else? Book a free 30-min call · or call (919) 944-8443
⭐⭐⭐⭐⭐ 80+ Five-Star Google Reviews · Licensed since 2013 · Licensed in 15 States
How We Can Help You
As an independent insurance agency, we work for you — not one insurance company. We compare plans across top carriers to find the right fit for you.
Trusted Carriers We Work With
UnitedHealthcare · Aetna · Humana · Blue Cross NC · Alignment Health Plan
80+
Five-Star Reviews
2013
Licensed Since
15
States Licensed
100%
Client Dedication
Why Choose an Independent Agent?
Captive agents sell one company’s products. We compare plans from multiple carriers to find the option that fits you.
Unbiased Advice
Not tied to any one carrier. We compare from UnitedHealthcare, Aetna, Humana, Blue Cross NC, and more.
No Extra Cost
Our services are free to you. We're compensated by carriers, so you pay the same premium with or without an agent.
Personal Support
You get a real person — not a call center. We're here year-round for claims, plan changes, and questions.
Local & National
Based in Raleigh, NC and licensed in 15 states. Whether you're local or across the country, we can help.
Schedule a Call
Book a free, no-obligation consultation. Phone, Zoom, or in-person — whatever works for you.
We Compare Plans
We analyze your needs, medications, doctors, and budget — then compare plans across multiple carriers.
Enroll with Confidence
We handle the paperwork and walk you through every step. Plus, we’re here all year for ongoing support.
Frequently Asked Questions
Quick answers to the questions we hear most
Does it cost anything to use an independent insurance agent?
No — our services are 100% free to you. As independent agents, we are compensated directly by the insurance carriers. You pay the same premium whether you enroll on your own or through us, but you get personalized guidance and plan comparisons at no extra cost.
What's the difference between Medicare Advantage and Medigap?
Medicare Advantage (Part C) replaces Original Medicare with a private plan that often includes drug coverage, dental, and vision — usually with lower premiums but network restrictions. Medicare Supplement (Medigap) works alongside Original Medicare to cover out-of-pocket costs like copays and deductibles — giving you more provider freedom but at a higher monthly premium. An independent agent can help you compare both options side by side.
What states does Senior Benefits Hub serve?
Senior Benefits Hub is licensed in 15 states: North Carolina, Arizona, Arkansas, Connecticut, Florida, Georgia, Louisiana, Maryland, Missouri, Montana, Ohio, South Carolina, Tennessee, Texas, and Virginia. We help clients both locally in the Raleigh/Triangle area and remotely across all licensed states.
How do I know which Medicare plan is right for me?
The right plan depends on your doctors, prescriptions, budget, and healthcare needs. We start with a free consultation where we review your current medications, preferred providers, and health priorities. Then we compare plans across multiple carriers — UnitedHealthcare, Humana, Aetna, Blue Cross NC, and more — to find the right fit. There's no obligation and no cost.
When can I enroll in Medicare?
There are several Medicare enrollment windows: your Initial Enrollment Period (the 7-month window that starts 3 months before the month you turn 65 and ends 3 months after that month), the Annual Enrollment Period (October 15 – December 7 each year), the Medicare Advantage Open Enrollment Period (January 1 – March 31), and Special Enrollment Periods triggered by qualifying life events like moving or losing employer coverage.
Can I change my Medicare plan if I'm not happy with it?
Yes. During the Annual Enrollment Period (October 15 – December 7), you can switch Medicare Advantage plans, drop Medicare Advantage and return to Original Medicare, or change your Part D prescription drug plan. If you have Medicare Advantage, you can also make one plan change during the Open Enrollment Period (January 1 – March 31). Contact us anytime to review your options.
Ready to Find the Right Coverage?
Schedule a free, no-obligation consultation today. We’ll help you understand your options and find a plan that fits your needs and budget.
Senior Benefits Hub is a service of Triangle Life & Health®