Medicare & Final Expense Insurance in Asheville NC

Medicare In Asheville NC

Individuals aged 65 and older are eligible to receive Medicare. While Medicare covers many costs associated with healthcare, certain medical needs are not covered. Triangle Life & Health Insurance in Raleigh can help with additional needs for Medicare in Asheville NC. Contact us today if you meet any of the following qualifications:

• Aged 65 years old or older and are a North Carolina resident
• Are a younger individual with certain approved disabilities
• Have been diagnosed with end-stage renal disease or ESRD, including diagnosis requiring kidney transplant or kidney failure requiring dialysis 

Burial Insurance & Final Expense Insurance in Asheville NC

Funerals cost on average from $7,500 to &10,000 dollars, not including premium products or services. These costs place an added burden on families trying to grieve the loss of a loved one.

Triangle Life & Health can assist with planning for funeral costs and other expenses. We partner with a variety of final expense insurance carriers in North Carolina and can help find the right policy to meet your needs.

Call us today at (919)689-6565 to learn more about final expense and burial insurance in Asheville NC.

Medicare Plans & Medicare Supplement Plans in Asheville NC

Traditional Medicare in Asheville NC (Medicare Part A + Part B)

Traditional Medicare is available to individuals aged 65 and older and is managed by the federal government. Traditional Medicare usually allows choice of primary physician, provided the physician accepts new Medicare patients.

While Traditional Medicare Part A and B covers many services, there are often additional costs for services that the individual must cover. Prescription drugs are not covered by Medicare Part A and Medicare Part B.

Medicare Part A covers hospital visits, nursing facility and home health care, and other services.

Medicare Part B  provides coverage for medical supplies,  preventive services, outpatient care and certain doctors’ services.

Medicare Advantage in Asheville NC (Medicare Part C)

Medicare Advantage Plans in Asheville NC provide all Medicare Part A and Part B services, many of which are offered with a zero premium.

Various types of Medicare Advantage Plans in Asheville NC are available including Private Fee-for-Service Plans(PFFS), Health Maintenance Organizations (HMO), Special Needs Plans(SNP), Medicare Medical Savings Account Plans, and Preferred Provider Organizations (PPO).

The team at Triangle Life and Health can assist with Medicare Advantage in Asheville NC. By offering plans from a variety of carriers, we can help you find the best Medicare Advantage Plan for your needs and budget.

Medicare Supplement Plans in Asheville NC (Medigap)

Medicare Supplement Plans in Asheville NC also known as Medigap provide additional coverage not provided by Medicare Part A & Part B. Eligibility for Medicare Supplement Plans is the same as that for Traditional Medicare.

You are required to already be enrolled in Medicare Part A & B and cannot carry a separate Medicare Advantage Plan. Upon enrolling in a Medicare Supplement Plan in Asheville NC, individuals make an additional premium payment to an independent insurance company.

Medigap cannot be canceled if you have paid your premium and is guaranteed renewable, even if you develop new health problems.

Medicare Supplement Plans are for individuals only, so a separate plan is required for spouses. Medigap Plans that were registered after 2006 are not eligible for prescription drug coverage.

Medicare Supplement Plans in Asheville NC provide assistance to individuals who need help with payment of costs not covered by Traditional Medicare including:

• Copays
• Coinsurance
• Deductibles

Prescription Drug Coverage for Medicare – Medicare Part D Plans in Asheville NC

Many individuals with Traditional Medicare have prescription drug expenses not covered by Medicare Part A & Part B. Medicare Part D Plans in Asheville NC provide discounts on prescription drug costs. A Medicare Part D Plan can help with the cost of prescription drugs with:

• Medicare Cost Plans
• Original Medicare Plans
• Medicare Private-Fee-for-Service Plans
• Medicare Medical Savings Account Plans

Contact Triangle Life & Health For Final Expense Insurance and Medicare in Asheville NC

If you need assistance with burial insurance and final expense insurance or Medicare in Asheville NC, contact the professional team at Triangle Life & Health.

We can help with all of your Medicare needs including Medicare Advantage Plans, Medicare Supplement Plans (Medigap), and Medicare Part D Plans (prescription drug coverage).

We know that there are many options available and understanding the best choices for you can be confusing. Our team of experts understands the difficulty in understanding and navigating the options available and we partner with a variety of final expense insurance and Medicare insurance providers to help you make the best choice for your specific health care needs.

Triangle Life & Health provides insurance consulting services in Asheville and across North Carolina including Charlotte, Raleigh, Wilmington, Greensboro, Durham, Chapel Hill, Cary, and Apex. Contact us online or call (919)689-6565  today to receive a free consultation and quote.

Sources: medicare.gov